Asset Equine & Ranch Insurance Agency
2023 © All Rights Reserved
P.O. Box 185 Pilot Point, Texas 76258
Recreational Lodging Package
Asset’s Recreational Lodging package is designed to meet the needs of those operators providing lodging to outdoor enthusiasts and travelers such as bed & breakfasts, fishing & hunting lodges, dude & guest ranches, and world-class destination resorts and lodges.
Key Benefits
General Liability
Comprehensive General Liability - available limits
- $1M each occurrence
- $2M or $3M aggregate
Employee Benefits Liability
Damage to premises rented to you - $100,000
Medical payments - $5,000
Blanket additional insureds
Available coverage options:
- Personal Liability endorsement for resident owners
- Watercraft Liability
- Most ISO endorsements
Liquor Liability
Limits to $1M/$1M (in most states)
Property
Elite Property Enhancement: Great Outdoors, including $100,000 Business Income and Extra Expense
Replacement Cost or Actual Cash Value coverage
Available coverage options: - Blanket limits - Most ISO endorsements
Umbrella/Excess Liability
Large Excess Limits available
Crime and Fidelity
Employee Theft/Forgery or Alteration
Theft, Disappearance, and Destruction
Guest Property
Inland Marine
Equipment, tools, saddles and tack, guns, small boats, ATVs, golf carts, bicycles, snowmobiles, sleighs
Fine arts, electronic data processing, valuable papers
Automobile
Non-owned/hired auto
Owned Autos: commercial vehicles, service vehicles, pick-up trucks, vans, and buses used to transport guests
Seasonal Coverage: the company will process endorsements to add and remove coverage or vehicles based on seasonal use
Web-based Auto ID card issuance
Bell Endorsement - Includes $50,000 limits each for Business Travel Accident Benefit, Donation Assurance, Emergency Real Estate Consulting Fee, Identity Theft Expense, Image Restoration and Counseling, Key Individual Replacement Expenses, Kidnap Expense, Terrorism Travel Reimbursement, and Workplace Violence Counseling. $25,000 limits for each Conference Cancellation, Fundraising Event Blackout, Political Unrest ($5,000 per employee), Temporary Meeting Space Reimbursement, and $1,500 Travel Delay Reimbursement
Crisis Management Enhancement Endorsement $25,000 limit for crisis management emergency response expenses incurred because of an incident giving rise to a “crisis”